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🩵 Terms of Use

Article 1 [Purpose]

These Terms of Use (“Agreement”) are established to define the rights and obligations between the operator and the users regarding the use of the online Korean learning service “Speaking Korean with Jay” (“Service”) provided by Jay Global Education (“Operator”).

Article 2 [Description of Service]

The Service provides digital learning content such as online streaming video lectures and downloadable PDF workbooks.
The content of the Service may be updated or modified with prior notice to improve learning quality.

Article 3 [Registration and Payment]

Users can access the Service immediately after completing the payment through the website.
Once payment is completed, the user is deemed to have agreed to these Terms of Use.

Article 4 [User Obligations]

Users shall not reproduce, distribute, share, or post any content provided by the Service for any purpose other than personal learning.

Article 5 [Operator Obligations]

Jay Global Education shall make every effort to provide a stable and secure learning environment and comply with all applicable laws regarding the protection of personal data.

Article 6 [Service Suspension]

The Service may be temporarily suspended due to system maintenance, technical issues, or force majeure events.
In such cases, users will be notified in advance or afterward.

Article 7 [Intellectual Property Rights]

All videos, audio files, images, subtitles, workbooks, and scripts related to this Service are the exclusive property of Jay Global Education.
Users are strictly prohibited from reproducing, recording, capturing, distributing, or transmitting any content.

Article 8 [Refund Policy]

Due to the digital nature of the Service, payments are non-refundable once completed.
However, in the case of technical errors or damaged files, the same content will be replaced free of charge.

Article 9 [Account Usage Restrictions]

The purchased account is for individual use only and may not be shared with others.
If abnormal login activity (e.g., multiple simultaneous logins) is detected, the account may be restricted without prior notice.

Article 10 [Amendments to Terms]

Jay Global Education may revise these Terms at any time, and such changes will be announced through the official website.

Article 11 [Contact Information]

For any inquiries regarding the Service, please contact:
📧 jay@speakingkoreanwithjay.com

🔒 Privacy Policy

Jay Global Education (“we”, “our”, or “us”) values your privacy and complies with all relevant laws and regulations.
This Privacy Policy explains what personal data we collect, how it is used, and how it is protected.

1. Information Collected

We collect the following information: name, email address, and payment information (processed through Stripe or Wix systems).

2. Purpose of Collection

Personal information is used for payment verification, service delivery, sending notifications, and responding to customer inquiries.

3. Retention and Use Period

Personal data will be retained for as long as necessary to fulfill the purpose of providing the Service or as required by applicable laws.
After that period, the data will be safely deleted.
(All data is encrypted and securely managed in accordance with Wix’s security policy.)

4. Provision and Delegation to Third Parties

Except for payment processing through Wix and Stripe, we do not share personal information with third parties.

5. Notice of Cross-Border Data Transfer

This Service operates using the systems of Wix (Israel) and Stripe (United States).
Accordingly, some personal information may be securely transmitted and processed in accordance with the data protection standards of those countries.

6. User Rights

Users may request access, correction, or deletion of their personal information at any time.

7. Data Protection Officer

Name: Jaehyuk Lee
Company: Jay Global Education
Email: jay@speakingkoreanwithjay.com

8. Policy Updates

This Policy may be modified due to changes in laws or operational needs, and all revisions will be posted on the website.

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